I think the system is on its way out ... the fucking credit card companies have all gone fucking mad ... first they introduced the smartcard based chip in attempt to make it harder for counterfieter.
Then after that, they went one step backwards and make all card holder to do the transaction manually away from the pump ... Isn't this a totally fucked-up way that totally inconvenient the card holders>
To all you fucking shameless imbeciles, I have an idea to get rid of fraud ... CANCEL all fucking cards, get out of the fucking business .. you see, if you have no card holders, issued no cards, then there will be no one to defraud you ...